Investors are often looking for ways to maximize the wealth-building process. On paper, investing may look simple: buy low and sell high, but markets don’t operate in one dimension. Markets can be volatile, and that volatility means investors may benefit from a strategy for building and sustaining long-term returns. One approach to accomplish this goal […]
Home sweet home. There’s really no place like it—and 75% of people over 50 agree. Aging in place is a common goal for retirees, and it’s not too difficult to see why: comfort, familiarity, memories, community. But the reality of aging in place is often more comprehensive than locking the door and throwing away the […]
Estate planning stirs several emotions. The impacts of your estate plan travel far beyond the paperwork and legal designations to include your family, friends, and loved ones. The situation gets even more murky with multiple heirs. While you want to think that your loved ones will make rational choices when you’re gone, love, death, and […]
You’ve chosen to walk through life together. That commitment has extended to every facet of your life. Why should your finances be any different? Here’s a hint: it shouldn’t be. Finding alignment and clarity with your spouse about your financial habits, goals, and values is instrumental to crafting a holistic plan that speaks to both […]
Retirement marks an important transition—one where many put in their notice and leave their current employer. But that doesn’t necessarily mean that retirees stop working altogether. As of 2019, 20% of adults over 65 were either working or looking for work as compared to 10% 30 years earlier. Working in retirement can add several benefits, […]
Let’s start off today’s post with a question. True or false: You can only rollover funds from a 401(k) if you leave your job. The answer? False! Though it might be surprising at first, under certain circumstances, you can perform an in-service 401(k) rollover. This strategy allows you to transfer some or all of your […]
It’s that time of year for sunny mornings, luscious blooms, and hauling out the cleaning products—spring is in the air. Spring cleaning gives people an opportunity to dust off the dreary winter days and ring in a new season of life. But perhaps one of the most underrated byproducts of springtime is discovery. Think back […]
Investing isn’t all a swirl of accumulation and compounding securities, there’s another area that’s just as prevalent, and if not properly planned for, can cost you big—taxes. Your investments could be taxed in a myriad of ways depending on the asset itself, any produced income, your buying/selling habits, and how long you hold each investment. […]
A coordinated financial plan can help take your money from good to great. Your finances have several moving pieces and many of those may be executed by multiple professionals—a financial advisor, CPA, attorney, broker, etc. Instead of staying in their own lane, what would happen if their paths intentionally crossed? There’s a reason the “unlikely […]
Caring for an older relative or loved one is a nuanced process that requires the right combination of grace, candor, and preparation. Everything from financial to emotional to health responsibilities may change, and each of these changes can bring about their own sets of challenges and opportunities. While there may always be a dose of […]
If you have questions about retirement planning and want to work with a financial advisor that cares about you and your goals, let’s talk.
Legacy Wealth Advisors | 41700 Hayes Rd., Ste. A Clinton Twp., MI 48038
Phone: 586.273.0072 | Fax: 888.501.2361 | Email: info@legacy-wealth.com